- Why does Savvy require its clients to belong to a type club
- Why does Savvy require its clients add Savvy as an additional insured to the client's aircraft liability insurance policy?
- How do I get Savvy added to my insurance policy?
Next: What our clients say.
Why does Savvy require its clients to belong to a type club?
We require that a client be a member in good standing of the applicable type association (e.g., American Bonanza Society, Cessna Pilots Association, Cirrus Owners & Pilots Association) for two reasons:
- Type associations are an essential source of crucial maintenance information. As maintenance managers of the aircraft, we require access to the type club's technical support staff, just as the owner would if (s)he were managing the maintenance.
- In order to be assured of the ongoing support and cooperation of key type associations (which we consider to be essential for Savvy's success), we need to ensure that those associations understand that we are not competing with them. We never want to be in a position where an aircraft owner says "since I've hired Savvy to manage my maintenance, I no longer need to be a member of a type club."
Why does Savvy require its clients add Savvy as an additional insured to the client's aircraft liability insurance policy?
Savvy has to be very careful with respect to protection from liability, given the extremely litigious nature of today's aviation maintenance environment. Savvy carries its own aviation comprehensive general liability (ACGL) insurance. Savvy's service agreement with its clients also includes a mutual hold-harmless clause.
In addition, Savvy also requires that every client add Savvy as an "additional insured" to their aircraft liability policy each aircraft under management. We require this for two reasons:
- In the event that the client is sued and Savvy is named as a co-defendant, we want to be sure that the client's insurer provides a common defense for both the client and Savvy. The defense can be common since the client and Savvy have signed a bilateral hold-harmless and consequently have coincident interests. Therefore, the incremental cost to the insurance company is negligible.
- In the event that the client's aircraft is damaged and the client makes an insurance claim to cover the cost of repairs, we want to minimize the likelihood that the client's insurer does not bring a subrogation action against Savvy to recover those costs.
Having Savvy added to the client's aircraft liability policy as an additional insured accomplishes these objectives. In our experience, virtually every insurance company that insures GA aircraft is willing to do this. Most major GA underwriters do this at no additional premium, since underwriters realize that Savvy's professional maintenance management actually lowers their risk of having a claim. (A few underwriters charge a small additional premium, generally $100 or less.)
Note that Savvy carries its own $2 million Aviation Comprehensive General Liability (ACGL) policy which provides Savvy primary coverage in the event of a liability judgment, so the likelihood of any dilution of your liability coverage limits is extremely small.
Savvy's requirement to be added to your aircraft insurance as an additional insured is really no different than when an aircraft owner takes flight training from BPPP or CPPP or FlightSafety International or SimCom, and the training organization requires that it be added to the owner's policy as an additional insured.
How do I get Savvy added to my insurance policy?
Call or email your insurance broker or agent and ask that Savvy be added to your aircraft liability policy as an "additional insured" (AI). Ask your broker or agent to obtain a "certificate of insurance" (COI) for:
Savvy Aircraft Maintenance Management, Inc.
4801 Braeburn Drive
Las Vegas, NV 89130
Ask that the certificate either be emailed to This email address is being protected from spambots. You need JavaScript enabled to view it. or be faxed to 1-646-607-0144. We will need to have that COI in hand before we can start managing the maintenance of your aircraft.
IMPORTANT: If your broker is unfamiliar with Savvy, make sure to explain that Savvy is not a maintenance provider, and is in fact forbidden from performing maintenance on your aircraft by the terms of the Savvy service agreement. If your broker has any difficulty with this, please ask him or her to This email address is being protected from spambots. You need JavaScript enabled to view it. and we'll help get things straightened out.
Next: What our clients say.